Own a house in or near Phoenix, Arizona and need help deciding the price of it? Contact Advanced Professional Appraisers.
At Advanced Professional Appraisers, we understand the individual needs of a homeowner seeking appraisal services. Our regular business clients understand the appraisal process and the usual “products” we deliver to them. Being a person not in the real estate field that probably doesn’t look at appraisals everyday, we’ll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.
Pre-listing Services/For Sale by Owner
Since you may have an emotional attachment to your own house, it’s often very hard to be objective about it. Professional appraisers, like the ones at Advanced Professional Appraisers, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party’s opinion of your home’s market value, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser’s value opinion than yours.
Challenge Tax Assessment
Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close to yours. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you’ll be. When contesting your property tax assessment, getting an appraisal report from Advanced Professional Appraisers is your #1 weapon.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortg- age loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI canceled from your loan. At Advanced Professional Appraisers, we’re seasoned in helping people just like you rid themselves of unnecessary PMI insurance.
Was your HELOC recently frozen?
If your house is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) – even if your specific property has not declined in value. This can be difficult from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Advanced Professional Appraisers can help you reinstate your home equity line of credit with an efficient appraisal.
We Offer Field and Desktop Appraisal Review Services
Would you wish a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? An appraiser from Advanced Professional Appraisers can go out and check the subject and comparables in question in a field review. Or, if you’re in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Advanced Professional Appraisers can help you with that. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.
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